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Service Fee Change Notice

Some of our service fees will be updated effective November 1, 2024.
  Current Fee New Fee
Account Closures/
Registered Product Transfer Out		 $85.00 $100.00
Bank Confirmation $25.00 min. + GST $25.00 min.
Non-Member/Cash Exchange (CAD/USD) 3.00% $5.00 (under $100)
$10.00 ($100+) 
Paper Statements1 $2.00 $3.00
Printing Cheques in Branch2 Cost + GST Cost
Research/Trace $15min./$30hour $20min./$35hour
Stop Payments $10.00 $12.50
MISC. BUSINESS FEES    
Change of Signors3 $25.00 $50.00
WIRE TRANSFERS    
Amendments to Outgoing Wires (NEW)   $30.00 
Recall/Cancel Outgoing Wire (NEW)   $30.00 
Receive Returning Outgoing Wire (NEW)   $30.00 


1 Personal/Business cheques must be printed by the sheet. Minimum of one sheet.
2 Paper statement fee is waived for youth (18 years and younger) and classic members (60 years and older).
3 If changes are not complete within 10 business days, the $50 fee will be recharged.
 
 

Service Fees

Effective November 1, 2024
 
Account Closed (within 90 days)

$25.00

Accounts Closed (after 90 days)          

Cost

Accounts Closed to Dormant (18 months)   

$30.00

Dormant Accounts (monthly)

$2.50

Registered Product Transfer Out (per contract)

$100.00
Ordering Cheques

Cost

Printing Cheques In-Branch1 

$3.00/sheet
Bank Confirmation $25.00/min.
Bullion Bars, Coins, Large Cash Orders     Contact branch
Chargeback $7.00
Collection Item (incoming or outgoing) $25.00
Drafts Foreign/USD  Cost
Drafts - Stop Payment   $25.00
Office Cheques $10.00
Estate Registered Plans (not paid out in year after DOD) $200/year
Letters $20.00
NSF Item $48.00
Post-Dated Item Handling $5.00
Rejected item $5.00
Replacement Chip Card (one free per year) $5.00
Research/Trace $20min/$35hr
Stop Payments $12.50
Unauthorized Overdraft/Exceeding line of credit2 $5.00
Cover Delinquent Loan Payments     $8.00
Cover Overdrafts (Manual)     $7.00
Cover Overdrafts (System) $5.00
Out of Equity Shares $1.50
Phone/Fax/Email Request $5.00
Electronic Statements     Free
Paper Statement3    $3.00
Statement Reprinting $5.00
1 Personal/Business cheques must be printed by the sheet. Minimum of one sheet.
2 Interest rate is 24.00% for exceeding lines of credit limit and accounts.
3 Paper statement fee is waived for youth (18 years and younger) and classic members (60 years and older).
 
Cash Request (coin or notes)6   Contact branch
Change of Signor7 $50.00
Night Deposit Annual $40.00 + GST
0 - 99

$0.35/bag + GST

100 

$30.00 + GST

3+ bundles of 100

$25.00/bundle + GST
Set-Up     $250.00
Monthly8  $20.00/min.
Additional Originator IDs $75.00
Monthly Autofile $50.00
Hard Tokens $10.00/each
6Contact your local branch for details.
7If changes are no complete within 10 business days, the $50 fee will be recharged.
8Based on number of files/transactions per month.
 
Incoming6 $15.00
Outgoing6 $40.00
Amendments to Outgoing Wires $30.00
Recall/Cancel Outgoing Wires $30.00
Receive Returning Outgoing Wire $30.00
Surcharge for Non-Members7 $15.00
6 Fees are charged in the same currency as the account being used for the wire.
7 Surcharge for non-members is an additional cost on top of the regular fee. For the purposes of Wire Transfers, a non-member is considered to be an individual who is not a member of any Canadian credit union.
 
1.5" x 5" $45.00
2.5" x 5" $55.00
3.25" x 5" $65.00
2.5" x 10" $90.00
5" x 5" $90.00
5" x 10" $150.00
7" x 10" $215.00
10" x 10" $255.00
Safety Deposit Box Drilling Cost + $25.00
Safety Deposit box Replacement Key $20.00
Members 60 years of age and older receive a $5.00 discount on any Safety Deposit Box.
*Plus taxes.
 
Bridge Financing $500.00
Construction Mortgage (per disbursement) $150.00
Discharge/Transfer to another Financial Institution $75.00
Document Printing/Letter Requests $25 min./$30 hour 
Transfer to Cover Delinquent Loan Payment $8.00
Mortgage Title Search (per PID) $25.00
Payment Alteration $25.00
Security Registration $85.00
 

Account Service Fees

Effective November 1, 2024

The fees listed below are charged when the monthly allowable transactions are exceeded or when the type of transaction is not included in the account.
Account Service Fees
*Annual fee and service charge for the night deposit bag are charged separately.
Transactions beyond the account package included transactions will be charged as per the service fee schedule
 
 

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