Enjoy predictable mortgage payments, without the worry of interest rate ups and downs.
Enjoy the flexibility of making lump sum payments or pay off your mortgage at any time without penalty.
Pay for life’s big purchases or even your everyday borrowing needs, with easy access to cash through our Prime Line HELOC.
Found the perfect spot to build your dream home? Get cash flow to cover construction costs with flexible terms for changes in plan.
Finance your green home upgrade with affordable rates and flexible payment terms.
Want to make sure your project qualifies?
Contact us
Renewing or refinancing your mortgage? Roll in the cost of your upgrades at discounted rates.
Check out provincial and national green incentive programs
Start your new home journey in just a few clicks with our easy online application.
Find out how much home you can afford with different terms and payments.
Enjoy fixed or variable rate options based on Northern Savings’ Prime Rate.
Our team of local mortgage experts can answer your questions.
Whether you’re buying your first home, renewing or refinancing, find out what you need to get started.
When you apply for a mortgage, we’ll book an appointment with you to review your situation and go over your options.
In your appointment, you’ll need to provide:
When shopping around for a mortgage, you’ll need to consider:
Find out more about the different types of mortgages available and key terms that you’ll encounter in your mortgage journey.
Learn more
The RRSP and FHSA are two of the top tools for saving a down payment.
Find out more about financing a down payment and get tips on qualifying for a mortgage faster.
*Terms and conditions are subject to change. On approved credit. For applications meeting eligible energy efficient upgrades. Cannot be combined with other outstanding promotions, discounts or offers.
For homes and budgets of any size, we’ve got flexible coverage options to help you protect the things that matter most.
Homeownership is just one of your dreams. Let our team of financial planning experts help you figure out the rest.
Enjoy rewards points, 24/7 security, robust coverage options and convenient mobile payments with a Northern Savings card.
© 2024 Northern Savings Credit Union. All rights reserved.
© 2024 Northern Savings Credit Union. All rights reserved.