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Banking Accounts

Our local businesses come in all sizes and types. We help you run yours with bank accounts that have the right features and benefits to match. 

 

Choose the bank account that fits your business

Business Pay As You Go

Great if:

you make a small number of transactions each month and only want to pay for what you use. 

Key features
  • Unlimited electronic deposits 

$7 per month

 

US Business Pay As You Go

Great if:

you make a small number of US transactions each month and want to avoid the hassle of currency exchange.

Key features
  • Unlimited electronic deposits
  • Earn interest
  • Cheque availability
  • Monthly statements

$4 per month

 

Business 25

Great if:

you make a few transactions each month and want a low monthly fee that covers them all.

Key features
  • 25 debits* and in-branch deposits
  • Unlimited electronic deposits

$22 per month

 

Business 50

Great if:

you want to make regular transactions and not pay extra for them. 

Key features
  • 50 debits* and in-branch deposits
  • Unlimited electronic deposits

$40 per month

 

Business 75

Great if:

you want the flexibility to make frequent transactions each month without extra fees. 

Key features
  • 75 debits* and in-branch deposits
  • Unlimited electronic deposits

$55 per month

 

Business 100

Great if:

you want the freedom to make all your transactions without paying extra fees. 

Key features
  • 100 debits* and in-branch deposits
  • Unlimited Interac e-Transfer transactions
  • Unlimited electronic deposits
  • Free drafts and official cheques

$75 per month

 

Business Simply Savings

Great if:

you want an easy way to save and always have easy access to your money.

Key features
  • 2 debits* 
  • Unlimited deposits
  • Earn tiered interest on your deposits

No monthly fee

 

Community

Great if:

you operate a small community or not-for-profit organization and want affordable access to all the services you need.

Key features
  • 20 debits* 
  • Unlimited deposits

$2.50 per month

waived for Community Business Banking members with a $2,500 minimum monthly balance

 

* A debit is a withdrawal from an account by any means including: in-branch, cheques, ATM, point-of-sale purchases (INTERAC®), bill payments, transfers, and pre-authorized debits. BC Credit Union ATMs and other Canadian ATMs on THE EXCHANGE® and ACCULINK® networks will not charge surcharge fees (other ATMs may charge fees).

Transactions beyond the account package included transactions will be charged as per the service fee schedule.

 
 

Protect against unexpected costs with a line of credit

A surprise expense, error, or simple miscalculation – they can happen. Avoid fees and declined transactions with a line of credit to give your cash flow extra flexibility.
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Bank from anywhere

From transferring funds to filing taxes, our secure suite of digital banking tools makes it easy to keep your business going, 24/7.

Streamline your payments

Cut down on paperwork with simplified merchant and payroll solutions and keep money flowing in and out, seamlessly.

Advice, when and where you need it

We know you’re busy. That’s why our advisors come to you, at a time that works best for you, to help you get things done.

Keep your business accounts cyber secure

We back your business accounts with the latest anti-fraud and security measures. Help us protect your online safety with these tips.

Life gets busy and sometimes it can seem more efficient to let someone else take your debit card to the store or log in and make a transaction for you.

But, even if it’s a loved one or someone you trust completely, sharing this information puts your accounts at risk, as they may not be as cautious as you are with these credentials.

Public Wi-Fi doesn’t always have the security and encryption to protect your data. This means you can’t be sure who might see what you’re doing online.

As a result, it’s best to log into your digital banking from the security of your private home network. If you’re out and about, use your cellular data plan or a Virtual Private Network (VPN) instead of Wi-Fi.

It’s important to set a unique, hard to guess password for your digital banking. That way if a password for another website is exposed, your banking will still be secure.
Here are some tips for creating a strong password:
  • Use a mix of lowercase and uppercase letters, numbers, and symbols
  • Never use personal details, like birthdates and children’s names, or common words, like “password”
  • Use a string of words to create a complex phrase that’s at least 8 characters long
Example
C@shFlowIsK1ng

The digital landscape is constantly evolving, which is why providers release periodic security patches to address new changes, risks, and vulnerabilities.

So, to keep your systems secure, make sure you update your browsers, devices, and anti-virus software when these patches come out.

Add our enhanced security features

From alerts to 2-Step Verification, our enhanced security features help you manage, monitor, and add extra layers of protection to your digital banking.

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Service Fees

Check out our competitive service fees for all business accounts, including wires and night deposit fees.

 

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